Motel, Hotel & Bed & Breakfast Insurance

The hospitality industry has unique insurance needs. If you own and operate a hotel, motel, or bed and breakfast, you need a unique hotel motel insurance that offers coverage for this specialized business.

Check in to save insurance premiums with this program for establishments providing lodging, meals and other services. Type of accounts include, but not limited to, dude ranches, hotels, motels, motor inns, resorts, tourist cabins and tourist courts.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Hired and/or Non-owned Auto
Innkeeper’s Liability
Liquor Liability

Included Coverages:

Medical Payments Coverage – $5,000 Limit
Additional Interests

Deductible

$250 deductible required for Innkeepers Liability only

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Content
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Contractor’s Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises – Theft of Money and Securities
Inside the Premises – Robbery or Safe Burglary of Other Property
Outside the Premises

Let us help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering purchasing this insurance from us.

Find the right plan for your business

Talk to us today about hospitality insurance today.

Protecting you and your family throughout all the seasons of your life